For specialist treatment where you do not need to stay in hospital
Worldwide Medical Plus covers you for consultations with a doctor or specialist and medical treatments that do not require a hospital stay. These may include osteopathy or physiotherapy for example. Some of these treatments or consultations may take place before or after a hospital stay, but many will be totally independent.
What is covered?
Worldwide Medical Plus covers you for a maximum of £25,000/€31,250/$42,500 each membership year (excluding transplant services) and also includes cover for young child care, maternity care, complementary therapies and speech therapy.
Worldwide Medical Plus | ||||
---|---|---|---|---|
Benefit | Level of cover | £ Sterling |
€ Euros |
$ US |
Specialists’ consultation and doctors’ fees | Paid in full up to 35 visits each membership year | |||
Physiotherapy, osteopathy and chiropractor treatment | Paid in full up to 30 visits each membership year | |||
Consultations and treatment with therapists and complementary therapists | Paid in full up to 15 visits each membership year | |||
Psychiatrists’ and psychologists’ fees | Paid in full up to 30 visits each membership year | |||
Speech therapy | Paid in full | |||
Pathology, X-rays and diagnostic tests | Paid in full | |||
Young child care | Each membership year, up to | 1,000 | 1,250 | 1,700 |
Maternity | Each membership year, up to | 2,000 | 2,500 | 3,400 |
Accident-related dental treatment | Each membership year, 80% up to | 500 | 625 | 850 |
Transplant services | Each condition, up to | 50,000 | 62,500 | 85,000 |
What is not covered?
Physical and complementary therapies, including acupuncture, homeopathy and Chinese medicine are covered but complementary therapies – such as ayurvedic treatment or aromatherapy which may be available – are not.
Maternity benefit is payable only after the mother has been a member on this option for 10 months.
Repair or provision of dental implants, crowns or dentures are not covered.